FLOOD INSURANCE PROGRAM (HOTLINE)
The National Flood Insurance Program provides insurance to help reduce the socio-economic impact of floods.
The National Flood Insurance Program (NFIP) is managed by the FEMA and is delivered to the public by a network of
more than 50 insurance companies and the NFIP Direct.
Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage. Most homeowners
insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a
building, or both, so it is important to protect your most important financial assets — your home, your business, your
The NFIP provides flood insurance to property owners, renters, and businesses, and having this coverage helps them
recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain
management regulations that help mitigate flooding effects.
Flood insurance is available to anyone living in one of the 23,000 participating NFIP communities. Homes and
businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood