U. S. Department of Agriculture
514 Harry Sauner Road, Suite No. 3
Hillsboro, Ohio 45133

PHONE: (937) 393-1921

FAX: (937) 393-1656

WEBSITE: www.rd.usda.gov\oh

SERVICE AREA: Adams, Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Fayette, Franklin, Greene, Hamilton Highland, Lawrence, Madison, Miami, Montgomery, Pickaway, Pike, Preble, Ross, Scioto & Warren Counties.

OFFICE HOURS: 8:00 a.m. – 4:30 p.m.

OFFICE DAYS: Monday – Friday

SERVICES:

Community and Business Programs:

Loans/grants are available to communities and non-profit organizations to finance community facilities, equipment, projects, and waste and water projects. Loans are only available for Community Facilities Construction projects.

Rural Housing Loans:

Rural housing loans (direct) are available to very low and low-income applicants. Payments are based on income and may be subsidized. Houses must be modest in size and design.

Rural housing loans (guaranteed) are available to moderate-income applicants. Loans are made by commercial lenders at prevailing interest rates, with no down payment required.

Loans and limited Grants for home repairs in eligible areas.

ELIGIBILITY: Community and Business Programs:

Varies according to program, community size, median household income of area being served and need.

Rural Housing Loans:
          1. Applicants cannot exceed income limits. Income is based on the total household income for each

             county and family size.

          2. Good credit history and sufficient repayment ability.

          3. Cannot qualify for a conventional loan.

DOCUMENTS NEEDED: Community and Business Programs:

For information E-mail: cindy.cameron@oh.usda.gov

Rural Housing Loans:
For information email: derrickferguson@oh.usda.gov

Completed application must be submitted. All debts and income will be verified prior to determining eligibility.

RESTRICTIONS: Community and Business Programs:

Contact Rural Development Office:

E-mail: cindy.cameron@oh.usda.gov

Rural Housing Loans:

Email: derrickferguson@oh.usda.gov

Loans cannot be made in City of Troy and City of Piqua.

HOW TO USE: Community and Business Programs:

Contact: cindy.cameron@oh.usda.gov

(937) 393-1921 ext. 127

Rural Housing Loans:

Contact the Rural Development office.

E-mail: derrickferguson@oh.usda.gov

FEE POLICY: Community and Business Programs:
N/A

Rural Housing Loans:
Credit report fee – $ 25.00 estimate

Loan closing cost – $3000.00 estimate

One-year insurance – $ 720.00 estimate